PecuIQ is a net worth tracker built around one job: showing you a number you can trust without spending an evening on it. You enter each holding once, property, savings, ISAs and GIAs, pensions, investments, crypto and vehicles, alongside the mortgage, loans, credit cards and car finance on the other side. The dashboard shows total assets minus total liabilities, recalculated the instant anything changes, with the month-on-month movement beside it. Updating a value takes a tap and a number, and if you are starting from a spreadsheet you can bulk import from a CSV template and check a preview before anything commits. Each change is recorded, so the trend chart and allocation breakdown build themselves over weeks and months. Wealth Levels and plain-English insights sit in the Pro layer. Everything runs in the browser, with no bank logins and no open-banking connection.
Built to answer one question: am I growing?
PecuIQ does the simple thing properly. It shows your net worth clearly and makes it fast to keep current, so the number you see is always one you trust.
Your net worth, front and centre
Total assets minus total liabilities equals one honest number. It recalculates the instant you change anything, so there is never a stale figure or a spreadsheet to reconcile.
- A single net worth figure, always current
- Month-on-month change at a glance
- Tabular figures that line up cleanly
Total Net Worth
£247,850
+£3,200 this month
Everything you own and owe
Add property, savings, ISAs and GIAs, pensions, investments, crypto, vehicles and more. Then the other side of the ledger: mortgage, loans, credit cards and car finance. PecuIQ keeps both honest.
- Sensible categories built for UK finances
- Notes on any holding for context
- Liabilities shown as data to manage, not alarms
Holdings
7 tracked
See the shape of your wealth
Every time you update a value, PecuIQ records a point. Over weeks and months that becomes a trend line you can read at a glance, alongside an allocation breakdown that shows where your money actually sits.
- Net worth trend chart with range controls
- Allocation donut across your categories
- Per-holding value history
Net worth trend
+18.4%
past 12 months
Updated in seconds, not an afternoon
Friction is the enemy of habit. Tap a holding, type the new value, done. When you are setting up or have a lot to add, import straight from a spreadsheet: download the template, fill it in, and review a preview before anything commits.
- One-tap value updates
- CSV bulk import with a safe preview
- Appends to your holdings, never silently replaces
Update value
£44,100
was £42,300
Recorded to your trend automatically
Wealth Levels and AI insights
Pro adds the Pecuiq Wealth Levels, five milestones from Foundation to Legacy, so you can see exactly how far you are from each as your wealth grows. It also adds AI insights: a plain-English read on what your numbers are doing.
- Five-level wealth ladder with live progress
- Observational insights, never advice or predictions
- Free to start, Pro arrives at launch
Wealth Levels
Level 2
Security
Try it free in your browser
Free account, no bank login, no commitment. See your net worth in a few minutes.