PecuIQ is a UK net worth tracker, and it exists because the honest answer to where do I stand is usually spread across five places at once. A flat, an ISA, a workplace pension, a savings account and a mortgage statement rarely add up to anything you can hold in your head. PecuIQ pulls them into one number, keeps that number current in seconds rather than an evening, and records every update so the direction of travel becomes visible rather than assumed. It is deliberately UK-first, built around ISAs, GIAs, pensions and property equity rather than adapted from an American product that expects a bank connection. It is deliberately manual, so no banking credentials ever change hands. And it is deliberately narrow for now: net worth first, then cashflow, then a wider financial OS, in that order and no faster.
Most people have no idea where they actually stand
Money ends up scattered across property, ISAs, pensions, savings and investments. The result is a vague sense of progress and no clear answer to a simple question: am I growing? PecuIQ exists to answer it.
Born from a frustration
The tools that exist are either painful to use or built for someone else's country. The best-designed trackers are US-first and lean on bank connections that do not fit cleanly around UK ISAs, pensions and property equity. The simple ones feel like a chore.
So PecuIQ was built the other way around: UK-native from the first line, fast enough to actually keep up to date, and private enough that you never have to hand over a bank login to use it.
"Add your assets, see your position, watch your wealth build. Know exactly how far you are from financial freedom." The PecuIQ promise
Three principles
Clarity
One number: your net worth. One question: are you growing? Everything else is in service of that.
Velocity
Fast to update, fast to read. Friction is the enemy of habit, and a tracker only works if you keep it current.
Momentum
Building wealth is emotional. Seeing real progress, honestly, makes the next good decision easier to make.
Your financial OS, in three chapters
PecuIQ starts with the most fundamental signal and expands from there. One app, growing with you.
Net worth
A clean, fast, UK-native net worth tracker. Know where you stand and watch it build. This is the product you can use today.
Cashflow
Income and spending connect to the net worth picture, so you can see what is driving the number up or down.
Financial OS
Complete wealth intelligence and financial education in one place, for people who were never taught how money works.
See where you stand today
PecuIQ is free to start. Try the web app now, and leave your email to hear when the iOS and Android apps go live.