PecuIQ
Start free
UK net worth tracker

See exactly
where you stand.

Your financial OS, starting with your net worth. Add what you own and owe, see your position instantly, and watch your wealth build. UK-native, private account, no bank logins.

Start free See how it works
  • No bank logins
  • Private by design
  • Free to start
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UK-native by construction Private by design Updates in seconds Honest numbers, no hype
In short

What is PecuIQ?

PecuIQ is a UK net worth tracker that turns everything you own and owe into a single, current number. You add your assets by hand, property, savings, ISAs and GIAs, pensions, investments, crypto and vehicles, then the other side of the ledger: mortgage, loans, credit cards and car finance. PecuIQ subtracts one from the other and recalculates the moment anything changes, so the figure on screen is never stale. Every update is also stored as a point on your trend chart, which is how a one-off calculation becomes a picture of whether you are actually growing. There are no bank logins and no open-banking handshake, because entry is manual by design. Your figures live in a private account that syncs across your devices, and you can export or delete them whenever you like. PecuIQ is free to start and runs in any modern browser today.

01

Add what you own and owe

A few taps per holding. Property, ISAs, pensions, savings, crypto, the loans and the mortgage. No bank connection, no open-banking handshake, no signup wall to get started.

02

See it as one clear number

Assets minus liabilities, recalculated the instant you change anything. Your allocation and the gap to your next milestone, all in one read.

03

Watch your wealth build

Every update is a point on the chart. Come back, change a value, and watch the line climb across weeks and months. Progress you can actually see.

On a bigger screen

The full picture on desktop

The same numbers in a proper desktop layout. Start free in your browser today, on your computer or your phone.

app.pecuiq.com
PecuIQ desktop dashboard showing net worth, holdings and asset allocation
What it does

Everything that makes up your wealth, in one clear picture

Most people have money scattered across property, ISAs, pensions, savings and investments. PecuIQ pulls it into a single number you can actually read.

Net worth at a glance

One number, front and centre. Assets minus liabilities, recalculated the moment you change anything.

Every asset in one place

Property, savings, ISAs and GIAs, pensions, investments, crypto, vehicles. Categorised, totalled, tidy.

Liabilities, counted honestly

Mortgage, loans, credit cards, car finance. The real picture, not the flattering one.

Net worth over time

Every update is a point on the chart. Watch the trend build across weeks and months.

Pro

Wealth Levels

Five milestones from Foundation to Legacy. See how far you are from each, and what it means to get there.

Pro

Plain-English insights

What your numbers are doing: trend, accessible cash, concentration, what you owe. Educational, never advice.

Pecuiq Wealth Levels

A ladder worth climbing

Five milestones mark the path from a financial foundation to lasting freedom. PecuIQ shows where you stand on the ladder as your net worth grows.

Foundation
Your first base
Security
Cushion in place
Independence
Work optional
Freedom
Life on your terms
Legacy
Beyond yourself

Wealth Levels are illustrative milestones to track progress against, not targets or advice. PecuIQ shows only what you enter.

Honest by design

Your numbers stay yours

PecuIQ was built private-first. Create a free account, add your numbers, and sync them across your devices. There are no bank logins to hand over.

  • Free account to start tracking
  • No bank logins or open-banking required
  • Your data stays private to your account
  • Export or delete everything whenever you like
  • A tracking tool, not financial advice
Where it runs

Use it on the web today

Start free in your browser right now, on your computer or your phone. Install it to your home screen and it opens like a native app. iOS and Android apps are on the way.

Web

Runs in any modern browser. Installable to your home screen as an app.

Live

iOS

A native iPhone app with the same clean design and feel.

Coming 2026

Android

A native Android app, built from the same foundations.

Coming 2026
Get started

Start tracking your net worth today

It is free to begin. Create your account in seconds, try the web app now, and leave your email if you would like to hear the moment the iOS and Android apps go live.

Open PecuIQ See Founder Beta